Dear all,
Thank you all very much for your time replying to my question.
I find all the information interesting and educational. I don't think you can ever stop learning in this game.
Please don't apologise for not having a "Text book" answer. I did think at the time of writing that I was perhaps being a little hopeful. I understand that each and every one of us will have different needs. I guess I was just looking for a little reassurance;-)
I find that having such discussions can only help and as a long time lurker I have found other peoples discussion very informative too.
So Once again thanks for the feed back
John Isaac.
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